Skip to page content

Split payment in installments

SapaFunds Pay Later payment method allows you to purchase goods and services now, but pay later in installments. It is already available at over 2,500 online and offline stores.

SapaFunds by Citadele — Split payment in installments
Easily accessible

Easily accessible

Use SapaFunds Pay Later payment method in both our partners' online and offline stores.

Friendly terms

Friendly terms

Financing from 50 EUR — for both large and small purchases.

Free application

Free application

When purchasing an item, choose SapaFunds Pay Later as your payment method and fill out the application.

Offers in 5 minutes

Offers in 5 minutes

Receive a personalized offer in just a few minutes.

Where to shop with SapaFunds Pay Later

dateks logo
rde logo
aio logo
airbaltic logo
capital logo
divani logo
bigbox logo
gpspro logo
jahonts logo
mysport logo
sony logo
fielmann logo
How it works

Get what you want now, but pay later

  • If shopping online, choose SapaFunds Pay Later at checkout to begin the application process.
  • If shopping offline, ask a sales employee to send an application link to your phone number.

4 steps to your desired purchase

1

Apply

Choose SapaFunds Pay Later when making your purchase.

2

Compare

Review offers from lenders and select the one that suits you best.

3

Sign the agreement

Sign the loan agreement remotely.

4

Complete the purchase

Receive the item now, and pay later.

SapaFunds by Citadele — User portal — Manage your latest transactions in one place

User portal

  • New functionality for your convenience. Now on the SapaFunds platform we offer the ability to manage and track your SapaFunds transactions.
  • Log in to the SapaFunds customer portal and make your shopping experience even more enjoyable!

More opportunities with SapaFunds

Discover your loan options

Discover your loan options

SapaFunds offers not only various payment methods for purchases, but also an easy way to compare offers from different lenders at the same time using a loan comparison platform.
Learn more
User portal

User portal

Log in to the SapaFunds customer portal and make your shopping experience even more enjoyable!
Log in
What we can offer your business

What we can offer your business

Unleash your sales potential and start selling without hassle today! Easily and quickly integrate plugins with today’s leading e-commerce platforms.
Learn more